Peace of mind protection for organising car trips and runs
Essential public liability for running a car trip, run, meet, show or other associated activity
Protects the organiser in the event of a claim for up to $20m
Covers volunteers appointed to help run a trip
Applies to all trips registered on the website
Insurance for trip organisers - how does it work?
Car trips and runs is what we do. We want organisers to enjoy running safe trips in the knowledge that support is there when it's needed.
Liability insurance helps to ensure that trip organisers and their volunteers are covered against claims from third parties if an incident happens during a trip or associated activity.
What is trip organiser insurance?
For the protection of participants and all those involved in the management of registered and insured trips and runs, the Association provides through its public liability insurance policy, an indemnity, limited to $20,000,000 for legal liabilities arising from claims made against a trip organiser, official or participant*1 that involves either bodily injury or property damage to a third party.
All events promoted under the auspices of the Association are provided with this cover upon receipt of a properly completed onine trip registration form by officials that are authorised to submit trips.
In the unlikely event that a claim is directed at a trip official ‘as an individual', rather than as a representative of a trip, the Association also provides to that individual the benefit of ‘Directors & Officers Liability' insurance which provides indemnity against ‘wrongful acts'*2 committed by ‘individuals' acting on behalf of a trip held under the auspices of the Association.
Individual cover will only be provided to PLUS members, which includes personal accident insurance to be covered at and whilst participating in events approved by the Association.
‘Wrongful act' shall mean any actual or alleged breach of trust, breach of duty, neglect, error, misstatement, misleading statement, omission, breach of warranty of authority or other act wrongfully committed or attempted by the Official in the course of performing his duties as an Official.
Trip organiser liability insurance - full policy wording is available for download by Association members in the Policy Documents section.